What You Need to Do Now: An 8-Point Action Plan to Secure Your Financial Independence

I had the opportunity to buy another book by this author several years but now regretfully passed and watched by investments go down the drain as I followed advice from another financial author.Edelmans book helped me to recoup those losses and get back on track. I have since added "The Truth About Money" and "Ordinary People Extraordinary Wealth." I also recommend "The Road to Wealth" and "The Laws of Money" by Suze Orman, another credible financial author.

This book accomplishs its limited goal and does it well. To say the book is short on detail or substance misses the point of the book. Ric's other books do that. This book is meant to be a quick and basic primer on what people can do now, and it's not meant to be more. Furthermore, to say the author has questionable credentials is amusing. His firm was ranked by Bloomberg as the 5th-largest independent financial planning firm in the nation, with 5,400+ clients and $1.7 billion in client assets. Please, if you're going issue a poor review, make sure its not just a shallow and sleazy ranting.

With the evnets of 9/11, many of us don't know where to turn regarding our finances. This book will guide you with great advice. I'm glad I purchased it and will advise you to do the same. An easy read!!!

Millions of Americans have been forced to reflect on sad events and the horrific impact on hundreds of thousands of families as result of the Trade Center Attack. Layoffs, forced retirements, disabilities, deaths and financial crises are happening everywhere, and Edelman's book exploits these fears to very good purpose. Millions ought to read this book. It is full of sound advice and practical steps. No, it doesn't offer some stock market magic or clever way to manipulate your insurance or a real estate pyramid scheme. It fully delivers on the author's stated purpose, to deliver "Financial Security" with sound advice to persons that have had to reassess their own circumstances - or for that matter, for anyone that wishes to avoid financial peril. Any reviewer that does not assign this 5 stars is probably a self-styled stockpicking guru that was looking for a hot tip. There are no silver bullets in personal finance. Tough times warrants tough advice and this book fulfills its commitments. Banks, credit unions, brokerage firms and financial advisors would do well to buy copies for the benefit of their customers.

I was worried about what to do these days, and I was able to Ric's book in even less time than he wrote it. It is a very fast, easy read - and most importantly, it covers everything I needed to know right now. His writing style is friendly and accessible, and the book is filled with practical, usable information I can understand, about bank accounts, mortgages, insurance, even buying a home safe! I'll be acting on much of his advice immediately. I'm most impressed that he's giving all the money to charity. This book is a great contribution, not just to charity, but to all of us who need the information to handle these times and the confidence to get us through it. I strongly encourage you to read this, and share it with friends. I'm now going to read other books of his.