You have to take it - but do you need it? Create tax-FREE income from your IRA, reduce RMD Take advantage of the miracle of compounding: $100,000 becomes $500,000 in 15 years. Create an investment plan for 30+ retirement years. Self-insure and self-fund all your financial needs. Social Security cuts benefits in 2034, The chickens have come home to roost The IRS requires us to take withdrawals of a certain amount from our pension, IRA, 401k, 403b or...