Most people are not aware they are, unconsciously, carrying the mindset of scarcity that external influences (society, relatives, friends, etc.) have implanted in them, directly or in subliminal, imperceptible ways.
With awareness, though, you can break free from automatic reactions that are holding you back. "No need for me. I'm good," you say. If so, congratulations But . . . Aren't you curious? Wouldn't it be beneficial...