The Retirement Decision: Achieve Financial Independence with Your 401(k)

I was lucky enough to see Mike Rose present this material through an event sponsored by my investment adviser. The investment guys sometimes go over everyone's head and there's a lot of ego involved. What I liked about this book was that you go step by step and in all of 10 minutes, you've got a pretty complete picture of what you need to do and why. Rose recommends that the first $100,000 is the hardest to collect, but it's the most critical to do as fast as you can. (I'll leave the details to the reader. It's pretty obvious once you sort of get the argument). This is a book that EVERY person entering the workforce should read. I plan on giving it to many of my family members as the time is right. It explains what retirement is, and how to do it. The language is simple to understand, and what I appreciate most is that it's not some lacky hawking an investment product. It's a veteran adviser sharing a career's worth of nuggets. My only complaint with the book is the appendix material doesn't explain how the "column B" factor is calculated. Five stars. This is one of the most important books I've read in the past 10 years.

Amazingly, this in an entertaining book about personal financial matters! The illustrative stories about Ben Franklin, Warren Buffett and others were an inspiration to get my financial affairs in order and plan for the future. I've already sent a copy to my son, who's just starting his career, so he can see how possible it is to be financially independent by retirement. I recommend this book to everyone, even those in the latter years of the working life.

I don't know much about retirement and managing finances, but this book makes it so easy! It reads like it was written for the common man/woman, yet it gives expert advice. It helps you make clear, realistic goals that anyone can achieve. I only wish that this book would have came out sooner. If you don't know much about financing and retirement, or even if you do, this is simply the book for you. I've recommended it to all of my associates. Great book!!!

As a self-employed business owner, I found The Retirement Decision immensely helpful. Finally, a book that equips those who save seriously for retirement with real direction. The charts and tables are incredibly easy to use. All I had to do was fill in my age, income, and current savings. I now know how much I'll need for retirement and what I must save each month to reach my goal. I never dreamed it could be so clear-cut and simple. I've already made adjustments to my retirement investment plans.

THOUGHT BOOK WAS EXCELLENT. REALLY THOUGHT THE BOOK WAS WRITTEN ABOUT ME AND MY LIFE. MUST READ FOR ANYONE THINKING OF RETIREING STARTING WITH YOUR CHILDREN. THEY NEED TO GET THESE CONCEPTS DOWN IN OREDER TO BE ABLE TO RETIRE. SHOULD BE REQUIRED READING IN HIGH SCHOOL AND COLLEGE. AS THE PRESIDENT OF A EXECUTIVE SEARCH FIRM I AM SENDING COPIES TO ALL OUR BEST CLIENTS. I HOPE MIKE WRITES A FOLLOW-UP BOOK BECAUSE I REALLY APPRECIATED HIS DIRECT NATURE AND INFORMATION THAT WILL HELP ME AND MY CLIENTS FUTURE.