The Perils of Policyholders and the Liabilities of Life Offices: A First Letter Addressed to William Ewart Gladstone is a book written by William Carpenter in 1860. The book is a letter addressed to William Ewart Gladstone, a prominent British politician of the time, discussing the issues faced by policyholders and the liabilities of life insurance companies. Carpenter argues that life insurance companies often engage in unfair practices that harm...