Complete Idiot's Guide to Surviving Bankruptcy

This is the book to get for anyone contemplating bankruptcy as it contains an overview of the changes being made to the bankruptcy laws that have been proposed and are about to be passed by congress.

This book is written with clarity and humor enabling the reader to get through all the complex information with ease. I actually enjoyed reading it and when I finished I knew exactly how to proceed with my financial problems.

What a great book! I recommend this book to anyone who is drowning in debt. Good advice and solutions that you can put to use right away.

This book provided all the information I needed to deal with my current situation. It is very well written, and explains all the complicated issues in a clear and concise manner.

For those of you (and, yes, this means us) who are complete idiots when it comes to spending money - too much money, and then not knowing how we are going to pay for all those unwanted "necessities" - this book should be deposited directly on your book shelf. Carol Costa and James R. Beaman lay it all out, simply and succinctly: how to decide if bankruptcy is, indeed, the right option; a step-by-step guide to the actual process (with all those big words and legal language explained clearly and concisely), foolproof advice on dealing with those annoying creditors and their annoying phone calls, little-known ways to decrease monthly payments and expert advice on how to reestablish your credit. Yes it can be done, slowly and odically ... remember, says Costa, an expert as she herself has filed bankruptcy and survived it, there are no immediate magical solutions. "Just as it took many months, maybe even years, for your financial problems to develop," "she reminds us, "it may take some time for them to totally disappear." So, if you're in over your head, and drowning in a sea of debts, don't despair. Gather your bills, read the book, then decide.