With Grandma Firenzi's belated Christmas gift on her mind, BEANS steps off her school bus and immediately checks her porch mailbox. To her surprise, she finds an envelope addressed to her, but it is torn open. Inside is her Christmas card, but nothing else. The card offers a funny belated holiday greeting, playing off the cover's scene of two slow-moving tortoises on a Florida beach. Then Grams added a special handwritten note, "Enjoy the cold cash...