Smarter Insurance Solution

Author Janet Bamford says that 16% of the typical household budget goes to pay for insurance. So knowing the score on health, life, disability, auto, and home insurance not only averts financial ruin, but also saves you premium dollars. Bamford offers sound guidelines for what you'll need to protect yourself and your family -- and shows you how to find the best prices on each type of policy. Her section on health insurance plans is especially helpful in navigating the new world of managed care.