Repair Your Own Credit

This book is very good for people that do not work in the fields of credit/accounting/banking, etc. Much of what it had to say I already knew, but I guess I can therefore say I agree with it. It tells you why YOU should repair your own credit and not pay someone else to do it. It tells you WHY you should do it. It gives a good bibliography.... but it does NOT tell you HOW to do it. That's really what I was looking for. I liked it well enough to buy his other book, Life After Debt, which is advertised as a how-to. I'll get back to you.

Recently my wife discovered negative entries in her credit report. She sent letters and documentation, but it was of no help. The entries remained. I bought Mr. Hammond's guide as a last resort. I followed his advice, and to our surprise, my wife's negative entries have been deleted. Mr. Hammond's techniques have cleared the way for us to get our first home.

Mr. Hammond's guide has helped me remove several bad entries in my credit reports. I have advised a few of my friends of his techniques, and they too have had success in removing negative entries in their credit reports. I never realized how easily my credit could be ruined, or repaired. I highly recommend this book!