Ready...Set...Retire!: Financial Strategies for the Rest of Your Life

Great logic to avoid running out of money. He has a great radio show too - that is how I found out about his book. Financil planning has been my passion for the last 40 years - and his plan will work.

This is the follow up to buckets of money. I learned a lot and enjoyed the approach. Some sections will be difficult for new investors to understand.....but stick with it, very good info and it is now one of my new reference books to review and share with others. Thanks Ray

Great Read for those wanting solid information on planning for retirement. Also good for those in retirement and needing some way of gaining a way of assuring that their funds will last. Suggest you read Lucia's prior book, "Bucket of Money" first as it will make it easier to understand this one.

Having read Ray's first book, "Buckets of Money, How to Retire in Comfort and Safety," I of course purchased this book. I loved the first book, but this one is even better. The "interview" format is ideal (book one was a bit more "textbook" like), and while strategies are of course repeated that were explained in book one, they were done in a way that only added to understanding. For years I have have listened to Ray Lucia's call in show on the radio, downloaded the podcasts,and attended a couple of his seminars. Ray, along with his "Brain Trust" of a tax attorney (Rob Butterfied) and a certified financial planner ("Professor" Plum) are simply the best. Their show (and in this case book) is fact filled and highly!! entertaining, making the show and book a must. (My wife hates finance, but loves to listen to Ray) (they could go on the road as stand up financial advisor comics)...not an easy combo to pull off. Anyone interested in a get rich quick, can't fail, instant money making strategy should avoid this book and the "Buckets of Money" Strategy altogether. Like to worry and look at the stock charts each day to see how your investments are doing? Don't buy this book. Ray's philosophy is simple. Diversify and let the stock market do what it has always done...go up and down. If you diversify and hold stocks for abut 15 years, historically you should do quite well. This is basically bucket #3. Buckets number 1 and 2 are where you have money that is diversified in safer investment vehicles, that can be used to let bucket #3 grow. Ray's new book delves into the "Buckets" strategy in great detail, and is a compliment to his first book. For those who are fans of Ray and the "Brain Trust," this book is a must have. For those who have yet to experience this down to earth investment philosopy, and who want to be able to know that they will do fine in retirement, buy this book. It is definitely not only for those about to retire. The earlier you become a "Bucketeer," the better.

I have been a Registered Investment Advisor and securities licensed. I have never read a financial book that is so clear and comprehensive on asset allocation. This book is a must for those that have a nest egg and wonder what they are going to do with their money when they retire. It explains how to get a stream of income and growth at the same time.