In this extended essay, Nortin M. Hadler and Stephen P. Carter introduce a new approach to reforming the American health-care system--a plan they call the Universal Workers' Compensation Model (UWCM). Drawing on Hadler's expertise as a physician and Carter's as an attorney, the two have conceived the UWCM as a state-level alternative that would supersede current solutions debated at the national level. They begin by summarizing the history and present...