Once upon a time, an individual could join the job force, work for the same company for 40, even 50, years before retiring to a comfortable pension provided to them by the company. While this was the norm for most of the last century, it may as well be a fairy tale for how frequently you see such scenarios play out today. What this means is that if you are ever hoping to retire then you are going to need to take matters into your own hands which is...