More Wealth Without Risk

I own a home based business. Using the advice in More Wealth Without Risk, I was able to reduce my taxable income by more than $5,000. I also set up a money purchase (Keogh) retirement plan and funding that to the max, investing as per Givens strategies using the money movement strategy. I have restructured my auto, life, medical and homeowners insurance as advised my Givens....

This book was the first step to a better life. What did I learn from More Wealth without Risk? First, I LEARNED TO TAKE CONTROL. Nobody will watch over your money as well as you will. No more letting auto insurance agents design my auto policy for me. No more letting insurance agents sucker me in to buying the wrong kind of insurance or even insurance that I don't want or need. No more letting Financial Advisors and planners sell me securities with high fees and offer small returns. No more getting ripped off by banks and other institutions who have been using my ignorance for their bliss. By using the technques in this book, I saved over $13,782.28 immediately! Givens strategies work. Use them and prosper with them. Good luck and Godspeed.

Prior to reading More Wealth without Risk, I was one of many Americans who got a once per year tax refund. By using the strategies in MWWR, I have been able to zero out my federal tax liabilities and put that money to work for me instead of loaning it "interest free" to the IRS. Taxes are indeed the biggest single expence we have and due to Mr Givens Strategies, I have been able to minmize this expence and use it to make me and my family wealthy, Thank you Mr Givens.

Charles Givens is the very best at offering Powerful, Useable Money Strategies. Nobody does it better!I bought More Wealth without Risk aboutseven years ago after seeing Mr Givensin back to back programs first on the 700 Club and then on Larry King Live.The strategies saved us enough to go from apartment renting to home ownership, buy a newer (2-3 yr old) carrebuild damaged credit (from a bad business) and build a significant net worth going from a negative net worth.We use the 10% solution and always pay ourselves first each and every payday regardless of what is going on.We opened a IRA with 20th Century andstarted contributing to our employers401 (k) plan. By using the Givens money movement Strategy, we are earning 3 times more than our co-employees who arefollowing the companies "safe" recommendation.We also have a money market mutual fundwhich we use for checkwriting and are pleased that not only have we not lost a penny of principal, but our checking account earns us more than friends andrelatives are earning in cd's and about2 1/2 to 3 times more than "safe" savings accounts.We readjusted our w-4 form, including IRA, Mortgage and Small Business Deductions and get tax refunds 26 timesper year! We also eliminated all of the duplicate coverages in our auto insurance. We usedto be one of those people that had towing and belong to AAA. Then we realized the stupidity of this. I mean,how many tow trucks do you need for oneaccident?We also dropped, amdst controversy, Uninsured Motorists and raised our deductible to the maximum and then took the profits and are putting that in Mutuals where it's earning us money. Todate, we have not had any accidents, not had to pay deductible for accidents andare thousands, yes thousands of dollarsricher just from this one strategy.My spouse and I noticed that among all of the reviews, there are only two negatives and neither would reveal theire-mails or names. My pastor once told our congregation that a piece of paper unsigned is a wasted piece of paper! Ditto for Mr/Mrs. Anynomous! That should tell you how credible these allegations are. I would like to address one of the complaints. The mention of LimitedPartnerships. Mr Givens, in More WealthWithout Risk indicates that LP's are only for those who have already amasseda significant net worth with mutuals,residential real estate, discounted mortgages and tax liens and have a paidoff home of at least $200,000-$300,000.Notice emphasis of at least and paid off. Obviously not for you average JoeInvestor or Paycheck to Paycheck Personality. I doubt if the individualwho wrote that derogatory review even took the time to "browse through" MoreWealth Without Risk, or he would have known this. Or perhaps he does know thisand that's why he/she was so lacking infortitude that the name was withheld.Thank you Mr Givens for your book. It has helped this family enormously and will continue to benefit us for a lifetime!

I believe that this is the best bookever writtn on personal finance! From setting goals and having dreamsto insurance reduction, tax reduction, cutting credit card, loanand debts, powerful investing. My personal testimony is that for the first time in years I am living! TheGIVENS STRATEGIES have inceased mycash flow by more than $1,000 PERMONTH! Thats money I was previouslywasting. On the same income I am living better, sending less, investing more and have a betterlifestyle. I went from a renter to an owner, from an old beat up car toa newer better vehicle. I am in a 0tax bracket. Givens investment strategies were a godsend. I had lost a ton of money by listening tobrokers and other self-styled experts. I am now averaging well over 20% PER YEAR in safe, no-loadmutual funds and discoounted mortgages. I am also earning good income on tax lien certificates----18% per year and own several residential propertes. Most of my investment money has come by changing the way I spend money and for that I thank CHARLES GIVENS. I have seen the other books, nothingcompares. MORE WEALTH WITHOUT RISKand FINANCIAL SELF DEFENSE should,no, must be read by anyone seriousabout their financial future.