Our society is so accustomed to debt that people have become frivolous with their spending. People live way beyond their means, spending an extraordinary amount of money on nonessentials. The average American spends about $50,000+ yearly, according to the US Department of Labor. Although most of these expenses go towards necessities, research has found that the average adult spends about $18,000 on nonessentials a year. Imagine what you could do with...