This historic book may have numerous typos and missing text. Purchasers can usually download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1905 edition. Excerpt: ...by its voluntary act destroyed the evidence of damage and made a legal appraisal an impossibility." In reply to this last letter the attorney for insured wrote the company demanding an appraisal, and stating that if the company...