This book is for people who want to know what to do with the money they save: so that it's there when they need it -- to buy a home, pay for college, etc. -- but also grows enough so they don't outlive it. The investment industry is fixated on the importance of maintaining a "balance" of stocks and bonds, shifting to more bonds as one ages. This book challenges this belief by arguing that what's actually important is to have just enough bonds...