Guide to Managing Credit

Everyone will use credit in their lifetime. Maybe to buy a house, car or paying for an education. This book outlines the procedures you should follow to ensure you get the cheapest credit avilable and not to overpay on money borrowed. And what to watch for so you don't obtain more credit than you can manage. There are many lending organizations that will encourage you to borrow more than you can pay back. These organizations want you to borrow so much that you will only be able to pay their high interest rates, but not be able to pay down on the amount borrowed. Consequently you are hooked. This book will help you avoid these pitfalls and teach you how to be a smart borrower.

This book helped me get my financial house in order. I was maxed out on four credit cards and needed some help. This provided a good start. Give this book a try if you are in over your head.