Generation Debt: Take Control of Your Money--A How-To Guide

GENERATION DEBT by Carmen Wong Ulrich will definitely be this season's signature gift for the upcoming college graduates in my life. Her financial expertise and accessible writing style make this book a must-read for young adults aspiring to obtain their goals. The specific how-to information is well organized, detailed and helpful, and her delivery is as comforting and encouraging as chatting with a trusted friend. Useful, timely, smart and witty, this book will enable present and future generations to succeed in organizing their lives in a stress-free and productive manner.

ever felt depressed about college debt? or overwhelmed about what to do come tax day? or embarrased about not seeming adult enough because you don't know how credit cards work, what the hell a 401K is and a mortgage involves? when you're feeling insecure about such things, sometimes you just don't do anything about it, and that's when you get the $35 credit card charge for not knowing there was an overlimit fee, or you just let your money sit in the bank without growing much...it wasn't until i came across this book that i was finally able to have my money questions answered without feeling inexperienced and behind in the game. it is like a cool older sibling that has your back, with tons of useful information, insightful explanations, and guides you to other internet resources to seek further assistance, plus lets you make your own adult decisions. i highly recommend this to anyone who is feeling at all confused, overwhelmed, stressed out, or alone in this debt-ridden world. this book will be there for you and you'll feel like you're talking to a close sibling/friend that's there to comfort you, not judge you or tell you what to do.

Thanks Carmen for writing a useful book! Probably like alot of other people out there, I feel like "the system" is determined to keep you in debt. With the tips and advice in this book I not only understand more of the terminology used in the finance world, but I feel like I can get my life back. Stop that feeling that "the man" controls my checkbook and my future. What makes it special is the language; it is easy to understand and, can it be possible, it is actually educational and entertaining at the same time! Two thumbs up!

This book could not have come out at a better time! I think most young adults who find themselves in debt postpone doing something about it because they don't know where to start. Generation Debt by Carmen Wong Ulrich is the starting point. Another great thing about the book is that it isn't boring and it's very to the point. Who knew that a book about debt could be funny! Instead of making you cry about your financial struggle she'll leave you laughing! Parents, this is the perfect graduation gift!

Student loans, high rent, and car insurance? Sometimes I'd feel so overwhelmed that I'd dream about my debt. After reading this book I know there is hope, and most importantly, steps I can take to get myself out of my financial rut. I like that Carmen (you feel like she's your long-lost friend after Chapter 2), has been where I've been, so it's not like some high and almighty financial advisor is wagging his finger at you. A definite read for anyone who's wondered how to pay next month's utility bill.