Imagine that you are an ancient mariner standing on a cliff overlooking the ocean at sunrise. You are staring at the "edge," the place where the ocean and the sky meet, and wondering, What lies beyond? Your answer would have been "Thar be dragons." Using this analogy, imagine you are about to retire or have recently retired and wondering, What's out there? What do I do now? Buy that new sports car, take a long vacation, play golf or...