Financial Self-Defense: How to Win the Fight for Financial Freedom

For some reason, it seems book was delivered to a different address, not my house. I need my money to be reimbursed. Tks.

High hopes is what kept my spouse and I motivated. In our first year of marriage, I found myself working two jobs to pay off huge medical bills due to the illness of one of our children. Working so much left little time to enjoy life. We were living from paycheck to paycheck with nothing left over. Then things changed. We saw Mr. Givens on a talk show and as he talked about money strategies, we felt as though he was talking directly to us. We went out and purchased Financial Self Defense. In one week we saved $2,000 by restructuring our auto policy coverages and switching from a HOLE Life policy to term. Using the car buying strategies as outlined in Financial Self Defense, we were able to buy a Jaguar, something that previously was just a dream for us. Our biggest savings came when we refinanced our existing home mortgage from 30 years to 15 years and saved $146,800 in payments! We also read More Wealth without Risk. Using as many Givens Strategies as pssible turned our lives around. We also began to implement the 10% solution and take the first 10% from our checks and pay ourselves first. This has enabled us to start saving and achieve peace of mind and security. We now can truly say we have an achievable goal for our future. Thank God for Givens!

My wife and I attended a Givens seminar in Altamonte Springs, FL in July 1989 and immediately became members. We had just moved to FLORIDA and our savings was spent. We also bought his first book Wealth without Risk. We got instant results; replacing our savings and traveling costs; we went from renters to owners, started a IRA and 401 (k) plan and invested in mutuals. Financial Self Defense showed us how to stop getting ripped off and we did save more than $5,000 on a car purchase by using the techniques Givens suggests Nowhere does Givens teach "get rich quick" schemes. In fact, one of his favorite comments is 'you can't get rich quick, but you can get richer, quicker!" I am giving Financial Self Defense as a accessory gift at weddings I feel that this information is that vital! Buy the book and use the techniques. THEY WORK!

I saved more than $16,000 in my first three months after following the "GIVENS STRATEGIES" as outlined in FINANCIAL SELF DEFENSE. Over 1/4 of that was just on car buying. I also learned how to "debt shift" high interest credit cards to lower interest cards and buy and a new home without credit reference and no cash down, straighten out my credit report and get the maximum from my IRA. If you want to make the most of your money, buy this book, read it and then apply everything. It really works!

Financial Self Defense is a perfect complement to More Wealthwithout Risk. Before reading Financial Self DeFense, I was one ofthose people who bought brand new cars (I really liked that new car smell) was Insurance Poor (actually a misnomer, I was Insurance Rich, BUT CASH POOR from being overinsured) spent 120% of my income and thought I was doing okay with the few thousand I had put away in my credit union making that pittance of 3 1/2 % (what the heck, that was more than what my bank was payng) and was living from paycheck to paycheck and figured that was okay because so was everyone else that I knew. Now I buy cars 2 1/2 to 3 years old, have better insurance at 50% less cost, earning 15-20% in no-load mutuals and for the first time in years, have money left over instead of having more month left over at the end of my money!The strategies from Financial Self DeFense came into play recently when I was attending a benefits meeting at work. This was an Insurance Meeting, Health and Dental, and both the benefits director and Insurance Reps were pushing "duplicate coverage" with a lot of emphasis and voice inflection. I asked why we needed "duplicate coverage" when at best we got paid one time, maybe? There was a long pause and no logical explanation so neither I nor the majority of employees elected to sign up for the "duplicate coverage"! If it wasn't for Financial Self DeFense, I would have foolishly signed up for the extra, unnecessary coverages and if it wasn't for my speaking up, so would have most of the others in the room.There is just so much information in this jam packed easy to read book. You'll find yourself referring to it again and again. I also highly recommend "SUPERSELF" as a personal development and effectiveness equalivalent to Financial Self DeFense. Both are "super books" you'll love them. Somethingelse that impressed me about th! is book is the emphasis that Mr Givens puts on values and a! ligning them with goals and your dreams. Values are something that are all to often left out in best selling books and in individual lives and a subject that we need to hear more about. Excellent, results, life changing book!

I used the auto insurance strategiesas outlined in Financial Self Defense.My savings this year will be over $700What really excites me is that $700+when invested as per Givens Strategies"MONEY MOVEMENT STRATEGY" over the next 20 yrs. will be worth over ONE MILLION DOLLARS. Who says it takes big money to make big money?