Financial Freedom: Seven Secrets to Reduce Financial Worry

This book gives the basic blue print on how to be better stewards over our finances. The author puts a spirtual perspective on how God wants us to use our finances to advance his kingdom, as well as reducing financial worry. God has certainly annointed this man with the wisdom needed concerning this issue.

The world of Finance has been a subject that is complicated to me so I was wonderfully surprised to find Ray Linder's book not only interesting and understandable but a pleasure to read. I was especially pleased with his references to Scriptures. and "helps" for the different personality types. It was a joy to read and contains a wealth of information to help you to better understand the financial world.

Ray Linder writes a book that is not only interesting and at times humorous but is easily understandable by the lay person. He makes an often dull subject come alive and packs it full of practical advice on putting ones financial house in order and keeping it that way. Ray points out the common traps we all fall into and offers solutions that are "do-able". Acknowledging that conflicts surrounding money are often the greatest sources of friction between husbands and wives, Ray addresses this problem by explaining how different personalities handle money issues in very different ways. While using sound spiritual principles of money management, he also takes into account that we need to enjoy life and encourages making allowance for the things we like to do. I would recommend this book highly to anyone wishing to be free of the constant tyranny finances often play in our lives.

Written with honesty and humor, the friendly conversational style of this book, makes reading about financial management a pleasure instead of the usual chore of wading through dull facts and figures. The author's perspective on the value of material resources provides a refreshing alternative to the "get all you can" mentality of contemporary American culture. More important than HOW MUCH money you make, have, and spend, he says, is HOW you choose to manage it, for true financial freedom is an attitude, not an amount. He writes of the spiritual responsibility of stewardship of material resources, using them to gain freedom from selfishness by helping others obtain greater freedom. Prioritizing needs, wants, and desires helps guide spending so as to bring optimum satisfaction and enjoyment. Practical steps for the reduction and control of debt are discussed, including many helpful tips for simplifying life and lowering spending. Two chapters are devoted to the principles and strategies of investment. One of the particular strengths of this book is the consideration of personality types in regard to spending, investing, and financial decision making with one's spouse. Recommended for an enjoyable and educational read.

Ray Linder is an author with the background to write such a book. He is a Registered Financial Advisor, has an MBA, worked for IBM and as a financial consultant for some pretty famous people. Ray is also a lecturer who speaks to teach and not to sell. I read his first book and he writes with his reader in mind. This new book does not disappoint. In fact, it takes the next step by including chapters on Personality Types and their spending and saving behaviours. Eye-opening stuff. Here, too, Ray has legitimacy for he is a certified MBTI Personality Type consultant. No one will walk away from this book and not know how to invest and manage not only their investments but also their spending. Ray does something here that I have not seen others do: when he speaks of budgeting, he includes money for SPENDING. Most stress SAVING to the point that one feels guilty when spending. Another great thing is that Ray learned from personal experience that material wealth alone will not bring fulfillment. He,therefore, addresses the spiritual side of money, that having it is a bonus but using it wisely is a joy. You will learn rich lessons for financial strategic planning and for richness in life as well.