Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter?
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This paper focuses on potential interaction between the mortgage underwriting and pricing decisions for fair lending analysis of mortgage pricing. We argue that the loan approval or denial decision determines the loan origination population and therefore the underwriting policies might affect the fair lending assessment of the subsequent pricing decisions. The paper also finds that sample selection bias test and estimation are subject to omitted variables...
Format:Paperback
Language:English
ISBN:1505375754
ISBN13:9781505375756
Release Date:January 2015
Publisher:Createspace Independent Publishing Platform
Length:32 Pages
Weight:0.22 lbs.
Dimensions:0.1" x 8.5" x 11.0"
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