Open the pages of this book to get an inside look at how people use banks everyday. Find out the different ways you can save money, how debit and smart cards are changing the way people bank, and how to fix credit problems. In this books, you will also discover: how to read a bank statement; what a clearinghouse is and how it works; how to pay for items without bills, coins, or checks; and what credit reports are and how they are used.