Carolyn Trent discovers money missing out of her savings account. Bank Manager, Cody Hendricks is determined to find the person responsible for the missing money. Carolyn's cousin Lori Porter handles all of the accounts for the Circle T Ranch. Cody starts dating Lori and discovers all sorts of things about some tellers that work for him. From that information he is sure that he knows who the embezzler is. Of course Lori is royally ticked off when she thinks that Cody dated her only to get information from her. Cody's feelings for Lori stay pretty much the same throughout the story. Lori's feelings for Cody, however, are like a roller coaster ride. Lori constantly doubts Cody and that makes me question her feelings for him. Although Lori and Cody are the primary characters there were also many others, like the lazy drifter Luke Harte and the bank teller Mary Alice, who play big roles in this book. There are also many characters from previous books that reappear. Including a very pregnant Cynthia, who brings a new baby to the McKinney clan toward the end of the book. This is a good addition to the Crystal Creek series.
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