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Hardcover Consumer Credit Models: Pricing, Profit, and Portfolios Book
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ISBN: 019923213X

ISBN13: 9780199232130

Consumer Credit Models: Pricing, Profit, and Portfolios

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The use of credit scoring--the quantitative and statistical techniques to assess the credit risks involved in lending to consumers--has been one of the most successful if unsung applications of mathematics in business for the last fifty years. Now with lenders changing their objectives from minimising defaults to maximising profits, the saturation of the consumer credit market allowing borrowers to be more discriminating in their choice of which loans,...

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Format: Hardcover

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