My close friend has similar income as I. When we retired (I retired at least 10 years earlier), I had about four times his total equity. The main reason is I followed the time-honored "Buy Low, Sell High" strategy and supplemented with this "Buy high, Sell Higher".Before 2000, market timing is a waste of time. Since then, it is critical to your financial health. The average loss of the last two market crash is about 45%. My simple technique described...