America's Health Care Crisis Solved: Money-Saving Solutions, Coverage for Everyone

This book is written by Dan Perrin and Pat Rooney. Pat has been called both "the father of Medical Savings Accounts" and "the father of school choice." He's a well known maverick who comes up with ideas that seem incredibly radical, and after they are adopted, everyone thinks "Well, that was obvious." Well it's not when Pat first thinks of it. If you only read one chapter, read chapter 5. In it they outline a plan for the government to pay for health insurance for everyone who doesn't already have government sponsored insurance with a tax credit. This isn't the typical "let's spend more of the taxpayers money because it's free." They want to pay for it by discontinuing the tax givebacks which in 2008 are estimated to be $260 billion. The three things that make it work are: 1. It is refundable - you don't have to owe taxes to get the money. 2. It's advanceable - you don't have to wait for their tax refund to get the money. 3. It's assignable - the government can pay it directly to the insurance company. I'm an herbalist and a naturopath, so I prefer that people exercise, eat right, take their vitamins, minerals and herbs and stay out of the doctor's office and the hospital. But there is a time and a place for western medicine. It is so expensive that you do need health insurance in case something catastrophic happens. In this book they are recommending that the government pay: * $5,000 a year for a family. * $2,000 a year for an individual. This is the most logical plan I have heard. I would much prefer this to the nationalized healthcare that is seen in other countries where they ration healthcare because of budget constraints.

America's Health Care Crisis Solved: Money-Saving Solutions, Coverage for Everyone is very rare book. Unlike many others on the subject it is very easy to read, very easy to understand and very hard not to believe in. It goes to the root of the well-known domestic problem and hits the nail right on its head. The authors were writing this "compact" book with their lives. Legendary civil-rights champion Pat Rooney and known inside the beltway "locomotive" - Dan Perrin, dedicated their lives to do something decent and worthy in most not-transparent business in the US - murky health insurance world. They brought in "fair-care" approach,. They unmasked the hospitals "Wonderland" world where consumer's dollar devaluates and fluctuates in accordance with woodoo practices of the greedy managements. Because of their sustained support and dedication the long legislative struggle finally gave birth to most appealing and sound healthcare product of the new century - Health Saving Accounts - HSAs. But what is their more important achievement is, that they did their best to unlock insurance best secret kept Pandora box and clear the way for further conservative healthcare innovations which so far is known by the term - Consumer Driven Health Care. This laconic, as only the truth could be, book is a must-to-read book for healthcare crowd and bankers, politicians and everyone who is not indifferent to challenging future vis-à-vis most painful domestic problem. Unfortunately, like almost everything in our global world, healthcare crisis is also global. It is not exaggeration to say that there is no country on the face of the earth whose healthcare system is not in crisis. (I do not mean the very poor countries - they do not have healthcare at all). Great Britain calculated that if no changes made in couple of decades their GNP will be not enough to cover healthcare cost. Same problem in famous for its free healthcare - Canada, European countries and other's in developed world. America remains the only super-power not because we produce more say, sneakers, but because we produce more technologies second to none. America's Health Care Crisis Solved unleashes innovative creativity not only domestically. Other countries working to solve their problems always were looking at us. And this book is a good beacon in eternal struggle - individualism and freedom vs. collectivism and so called equality. Strangely enough, let's admit, that this struggle is most pronounced here in the United States. Ironically, Hilary-care phenomenon could not even exist in former Soviet bloc countries. Because they do not want to hear about variations of governmentally managed "free" healthcare systems. They are sick of it, they've lived under it. No wonder countries like Poland, Czech Republic, Kazakhstan and others are in a process of adopting consumer driven healthcare approach including medical saving accounts. For them America is still a beacon, and therefore for me

Why does the government only create shortages and surpluses? The answer is quite simple: by subsidizing producers, the government gives producers an incentive to increase supply above actual demand, creating a surplus, and, by subsidizing consumers (including health care consumers), the government gives consumers an incentive to increase demand above the actual supply, creating a shortage, or, in the case of our health care system, a crisis. This book outlines a plan to give consumers an incentive to reduce their demand while assuring themselves of proper health care. This book is brilliant in its simplicity.

I just got this book and found it to be very helpful. I've spent a lot of time and effort researching health care and the different options but i keep finding two problems: 1) Nothing makes clear sense and much of the book it is above my head 2) The answer is usually politically charged I found that unlike the other books I read, this one was very easy to understand and the argument was very balanced. I have to say I highly recommend it.

Too often, policymakers on the right cede ground when it comes to health care. Not Pat Rooney and Dan Perrin. There is a free market solution to health care. It starts with health savings accounts (HSAs), but doesn't end there. Interstate purchase of health insurance plans. Account-based Medicare and Medicaid. Making doctor and hospital prices at least as transparent as drug prices. High risk pools. Skilled nursing facilities. Wellness care. It's all there. If you're looking for a good answer to HillaryCare 2.0 and SnObama-care, read this book.