4 Steps to Financial Security for Lesbian and Gay Couples

My partner and I just bought a house, combined our checking account, and were unaware of the problems we could be facing. While we knew we needed rights of survivorship and wills, we didn't think of the tax issues, trusts, and the plethora of other issues addressed so clearly and to the point in this book. If you are queer or straight and committed but not married, this book is a goldmine of information!

Lustig's book is a must-read for any gay or lesbian couple, as it tackles such sticky wickets as purchasing life insurance when one has serious medical problems, viaticals, and the hurdles of retirement plan assets when a partner with an employer-funded plan dies. It's easy to read with "frequently asked questions" and gives step-by-step instructions for approaching insurance companies, mortgage brokers and traditional bankers. If you think the world of financial responsibility is difficult to navigate with laws and mores directed at traditional heterosexual couples - imagine the nightmare it can be for those who are discriminated against, and for whom there is no protection. The book isn't a long exercise in financial planning - it's an explanation of fundamentals with sound advice and tips. Very worthwhile reading for just about anybody.

At long last, money advice we can actually use! Four Steps is the only personal finance book a gay family needs.

Harold Lustig gives us the financial strategies we need to over come the many ways lesbian and gay couples are unfairly treated under the laws.